Saturday, September 24, 2011

FALL is HERE!!! Any FUN Getaways???

A new season has arrived and along came cooler weather which most people embrace after a steamy summer. With that being said, what are some fun activities you do with your friends and/or family during this season? I'm excited about trying new things so decided to recruit your help via ideas and suggestions.

Here in North Carolina, we are blessed with several mountain communities so seeing the leaves change is a huge conversation piece and a favorable mini vacation retreat; I will do my best to witness this natural process this year, finally. A lot of people tend to go camping as well or take advantage of the cooler weather, smaller crowds and cheaper hotel cost associated with beach vacations during this season. Others hike mountains to see the breathtaking waterfalls and elevated scenic views; while many more have a kick out of hitting the greenways with friends to enjoy streams and beautiful homes alike. Naturally, many women look forward to all the summer clothes that were just marked down; amongst other things, the mothers' buy “guestimate” sizes of clothes they hope will fit their kids next summer and have a kick out of doing so with their girl friends. Obviously, those without kids get a kick out of finding super deals too and blasting their great savings on our social networks to spread the word. These are just a few fall traditions that popped in my head but I'm certain there are hundreds of fall fun events waiting to be shared.


Mountains

Cruise

So, when it comes to the fall season, what do you enjoy doing? Are you planning anything new and/or exciting? Is there anything you want to try but haven't done so yet?  


Beach


 

Pool


Sunday, September 18, 2011

Vow to Eliminate......Live & Eat Well

LOVE YOURSELF AND THOSE YOU'RE RESPONSIBLE FOR FEEDING ENOUGH TO KEEP THESE INGREDIENTS OUT OF YOUR MOUTHS. KNOWLEDGE IS ONLY POWERFUL WHEN APPLIED :)!

Checkout the link below for an in-depth look at all the adverse affects of eating these ingredients.
http://www.earthfare.com/EarthFareVersion2/Home/What-You-Eat/Food-Philosophy


NO artificial fats or artificial trans fats

NO High-Fructose Corn Syrup

NO Artificial Colors

NO Artificial Flavors

NO Artificial Preservatives

NO Artificial Sweeteners

NO Antibiotics or Synthetic Growth Hormones in our Fresh Meat or Dairy

NO bleached or bromated flour
 

Tuesday, September 13, 2011

You and Progression

Keeping personal promises to YOU!!!
Are you able to make a goal and keep it?

What happens if you get side tracked? Do you give up and move on to feeling pitiful? Or do you get back on track with a mental note that life is filled with hiccups; hence you expect them but do not allow them to stagnate you?

As 2011 winds down, this is a great time to re-evaluate personal promises and determine if they were accomplished or tabled. If it was tabled, we should revisit what may have stopped us and why.

Acknowledgement-Assessment-Change!!!

Saturday, September 3, 2011

Finance: It’s your money; follow it!!


Focus!! Focus!! Focus!!
The end of summer is a great time to focus on your financial fitness level. We can reflect on how much money we spent in the past eight months versus the amount of money saved per our initial savings resolution. We can look at where our money was spent and what might have triggered us to spend it the way we did.  Or was it a wise investment now that months have passed since we actually laid out that money.

So, the 2011-2012 school year has just started for many people and unfortunately, more money was spent than anticipated and now you're dreading the amount of money you still feel must be spent during the last four months of the year.

It's Labor Day weekend and many will travel at least 75 miles from home during this long weekend and spend lots of money by simply "socializing with family and friends around town". Right after this national holiday, you have Halloween which is ridiculously popular with an abundance of candy and costumes being bought for young and old respectively. Less than a month later you have another national holiday; thanksgiving which is known to be one of the busiest travel times of the year. For most, if they have any money left, it is usually depleted this weekend with "savings" on Black Friday. Amazingly, people tend to buy a lot of things they do not need or want but will purchase because it is on sale. Then shortly thereafter, you have several traditional religious celebrations (Christmas, Hanukah, Kwanza etc) and finally New Year's Eve to wrap up  the year. Indeed this is the busiest time of the year and there is still a lot going on within the next four months which directly or indirectly surrounds money.

Now, with everyone participating in at least one of those events above, how do you plan on getting or staying financially fit until 2012? How will you evaluate whether you have met your goals for the past eight months? What are some of your financial challenges around this time of the year? What do you plan on doing differently from last year?